- 1/2 cup (40g) rolled oats
- 1/2 cup skim milk (or your favorite milk substitute)
- 1/2 cup water
- pinch of salt
- 1/2 medium banana, sliced into thin pieces
- 1 + 1/4 tsp vanilla extract
- 1 + 1/4 tsp stevia
- 2 tbsp fat-free greek yogurt (I use Fage)
- 1 tbsp low-fat whipped cream cheese
- 1 tbsp (6.5g) wheat germ
- 1/2 sheet of a graham cracker (two small rectangles), crumbled (I use organic)
- 7g semi-sweet chocolate chips

Photo by Bree Hester and Susan Whetzel
Directions
In a medium size pan, heat the oats, milk, water, and salt over medium heat. Once the mixture begins to simmer, approximately 5-6 minutes, stir in the sliced banana. Continue to stir, almost whipping, until the banana breaks down and the mixture thickens and becomes creamy, about another 3-4 minutes. As I have mentioned in many of my oatmeal recipes, I really like adding the banana because it adds so much volume to the oats. In a separate small-size bowl, add the greek yogurt, cream cheese, 1/4 tsp of stevia, and 1/4 tsp vanilla, and whip together using a hand mixer on medium-low speed. Set aside. Add 1 tsp of vanilla extract, wheat germ, and stevia, to the oatmeal and stir until incorporated. Pour into a serving bowl and top with the yogurt mixture, crumbled graham crackers, and chocolate chips.
Nutritional Info
1 servings = per serving Calories: 379 Fat: 9 g Carbs: 62 g Protein: 15 g Check out more recipes from my
30-Day Oatmeal Challenge.